What Is a Special Disability Trust?
A Special Disability Trust (SDT) is a government-recognised legal structure that allows family members to set aside funds to support the future needs of a person with a severe disability — without affecting their entitlement to the Disability Support Pension or other Centrelink benefits.
These trusts are commonly used to:
- Provide secure housing or care arrangements for a person with a disability
- Pay for ongoing medical and personal care needs
- Protect a beneficiary’s financial future without compromising government support
- Give families peace of mind that their loved one will be looked after, even when they no longer can
Who Can Set One Up?
Anyone — including parents, grandparents, or legal guardians — can establish a Special Disability Trust for an eligible family member. Trusts can be funded through gifts, inheritances, or through a Will as part of your estate plan.
To qualify as a Special Disability Trust, the trust must meet certain legal and Centrelink requirements. That’s where our experienced legal team can help.
Key Benefits
Special Disability Trusts offer several advantages, including:
- Asset test concessions under Centrelink rules (up to a threshold amount)
- Income tax exemptions on trust income
- Secure funding for your loved one’s housing and care
- Control over how and when funds are used
- Peace of mind knowing your loved one’s needs will be met long-term
How We Can Help
At The Law Office of Conrad Curry, our Wills & Estate Planning Lawyers can guide you through the process of setting up and managing a Special Disability Trust tailored to your family’s needs.
We assist with:
- Determining eligibility for the trust and beneficiaries
- Drafting a legally compliant trust deed
- Advising on tax and Centrelink implications
- Incorporating the trust into your broader estate plan
- Appointing appropriate trustees and support persons
We’ll ensure everything is handled with compassion, clarity, and attention to detail — so you can make decisions with confidence.
Secure Your Loved One’s Future
Planning ahead for a family member with a disability is an act of love and responsibility. A Special Disability Trust can provide the long-term financial protection they need — and the peace of mind you deserve.
Call the Law Office of Conrad Curry or book online to speak with our team about setting up a Special Disability Trust today.
