TPD Lawyers Newcastle

Our Newcastle team of Total and Permanent Disability (TPD) claims lawyers are committed to supporting you through the claims process. We focus on helping you get the compensation and closure you deserve so you and your family can focus on recovery and moving forward.

Do You Need Support To Make A TPD Claim? Our Newcastle Lawyers Can Help.

If you’re considering making a TPD claim, our experienced team will guide you through the process. We’re committed to assisting you to access compensation and the resolution you deserve, ensuring your rights are protected every step of the way.

Struggling to Work Due to a Serious, Long-Term Injury?

If you’ve experienced a serious injury or illness that prevents you from working, you may be entitled to claim benefits through your superannuation fund or private insurance. These benefits can include substantial lump sum compensation or regular income protection payments to help replace lost income.

Based in Newcastle, our compassionate team will provide you with the legal guidance and support you need. We ensure that your Total and Permanent Disability (TPD) and income protection claims are handled with care and efficiency. We’ll help you manage the process and secure any compensation you are eligible to receive.

Matters We Can Help With

Total & Permanent Disability (TPD) Claims

We offer comprehensive assistance with TPD claims through your superannuation fund or separate insurance policy, ensuring your rights are protected.

Death Claims

Our compassionate team provides expert support in managing death claims, helping families navigate the process during their time of loss.

Superannuation Claims

We offer dedicated legal assistance with superannuation claims following a serious injury or illness, ensuring you access the support you deserve.

Claims Assessment

We conduct thorough assessments to review your eligibility for TPD lump sums or income protection payments, guiding you through the process.

Claim Submission

We manage the collection and preparation of all necessary forms and paperwork to ensure your claim is lodged accurately and promptly.

Medical Evidence

Our team works with healthcare professionals to gather the necessary medical evidence and reports, strengthening your disability claim.

Insurer Negotiations

We attend to all correspondence with superannuation funds and insurers throughout the duration of your claim, advocating on your behalf to secure the best possible outcome.

Dispute Resolution

If disputes arise, we manage requisitions and pursue internal reviews or complaints with the Australian Financial Complaints Authority (AFCA) as needed.

Court Proceedings

When required, we commence court proceedings in accordance with your instructions, to exercise and enforce your legal rights and entitlements.

Managing Your TPD Claim with Expertise and Compassion

The team at The Law Office of Conrad Curry specialises in managing Total and Permanent Disability (TPD) claims with care and expertise. While some claims are straightforward, we understand that challenges can arise and this can be overwhelming.

Our experienced team is here to guide you through the complexities of the administrative and legal process, ensuring you receive the compensation and support you deserve. We’re committed to handling every aspect of your claim, allowing you to focus on your health and wellbeing during this difficult time.

Find Out If You Qualify for a TPD Claim

Contact us today for a free consultation to assess your eligibility for a Total and Permanent Disability claim and discuss your options.

Am I Eligible to Make a TPD Claim?

If you’re a member of one or more superannuation funds, you likely have TPD insurance to protect you in the event of serious injury or illness. In some cases, you may be eligible to lodge claims on multiple superannuation funds or insurance policies.

Our Newcastle-based team specialises in helping you navigate the complexities of your policy coverage. We’ll assess your eligibility for TPD and income protection benefits and guide you through the process. Get in touch today for a free consultation and discover your options.

What Is The TPD Claims Process?

In assessing your claim, we’ll review your policy schedule and product guide to confirm eligibility. We’ll then gather the necessary medical records and doctor’s statements to support your claim before submitting it on your behalf. We handle every detail, so you can focus on your health and wellbeing.

What if My Claim Is Denied?

If your claim is denied, we’ll thoroughly review the decision and pursue an internal review, as appropriate. If that’s unsuccessful, we can escalate the matter to the Australian Financial Complaints Authority (AFCA) or initiate court proceedings, based on your instructions.

Not sure where to start?

We’re here to help. Call us on 1300 808 933, or click here to send us a message, and one of our team members will contact you soon.

Find out if you qualify for a TPD Claim

Find out if you quality for financial assistance and get the legal support you need for your TPD claim. To get started, take 30 seconds to answer a few quick questions below.

1. Answer Our Quick Questions Below

Take 30 seconds to answer a few quick questions below. If we’re a good fit, you can book your obligation-free appointment.

2. Book Your Obligation-Free Appointment

We’ll ask you a few questions to help determine if you can qualify for financial assistance. To get started, book a time in the calendar below.

3. Case Evaluation & Claim Submission

After an in-depth assessment, we’ll take care of your claim so that you can focus on your health and wellbeing.

What People Say

Without Conrad and his team on my side throughout this, I would never have proceeded, and I am sure we would not have received the outcome we did. Conrad has a depth of compassion and understanding…

Meet Our People

We bring a combination of experience, knowledge and expert perspective to your case for breakthrough results.

Conrad Curry

Director

Tom Hunter-Leahy

Partner | Accredited Specialist – Personal Injury

Charlotte Walters

Associate

Lachlan Apps

Solicitor

Frequently Asked Questions

What should I expect on my first appointment with a personal injury lawyer?

During your first meeting with a personal injury lawyer from our team, you can expect a detailed consultation where the lawyer will assess the specifics of your case. They will review your circumstances, gather key information, and explain your legal options. You’ll also discuss the whole process of claiming, and the lawyer will provide you with expert legal advice.

Many law firms, including ours, offer obligation-free advice in the first meeting. Our Newcastle office is committed to ensuring you understand how to move forward with your claim, whether it’s a motor vehicle accident or workers’ compensation.

How much do lawyers charge for TPD claims?

The legal fees for TPD claims can vary depending on the complexity of the case and the law firm you choose. However, many compensation lawyers work on a “No Win, No Fee” basis, meaning you only pay if your claim is successful.

This gives you the peace of mind to proceed without worrying about upfront costs. It’s always important to seek legal advice early and clarify any potential legal fees before you begin the process of filing a superannuation TPD claim or any other TPD compensation claim.

What is the average TPD payout?

The average TPD payout varies greatly depending on the severity of your condition, the terms of your policy, and the insurer. Some TPD claims may result in a lump sum payment that could be substantial, especially for clients who are unable to work due to chronic illnesses or serious injuries.

Our experienced compensation lawyers can provide more tailored advice to help determine what you might be entitled to under your superannuation TPD claims or other insurance policies.

What percentage of TPD claims are successful?

The success rate for TPD claims varies, but our team has an excellent track record with this type of claim. Many claims are successfully resolved when clients have expert legal advice and thorough medical reports to support their cases. However, TPD claims can sometimes be rejected, which is why it’s essential to work with leading personal injury lawyers to ensure process is effectively managed.

Why do TPD claims get rejected?

TPD claims can be rejected for several reasons, including insufficient medical evidence, not meeting the policy’s definition of “total and permanent disability,” or if the insurer argues the claimant is capable of returning to work. Insurance companies commonly dispute claims, but with the right legal representation, rejection decisions can be challenged through internal reviews or external agencies like the Australian Financial Complaints Authority (AFCA).

Can I work again after a TPD claim?

In most cases, a successful TPD claim means the individual is unable to return to work due to their condition. However, this can depend on the terms of the insurance policy. Some insurance policies allow for part-time or alternative work but require medical proof that the individual is no longer able to do their previous role. It’s important to discuss your circumstances with our experienced compensation lawyers to determine how claiming TPD benefits may impact your ability to work again.

How do I win a TPD claim?

While there is no guarantee a claim will be successful, generally, to win a TPD claim, it’s essential to provide strong evidence that proves you are unable to work due to a permanent disability. This typically includes detailed medical reports, assessments by specialists, and a clear history of your condition. Experienced compensation lawyers, like those in our Newcastle office, can help manage your claim and ensure that you submit a strong case for TPD compensation claims.

How much tax will I pay on my TPD claim?

The tax payable on a TPD claim depends on the nature of the claim and the type of payment received. Lump sum TPD payments may be subject to tax, depending on whether the payment is from your superannuation or an external insurance policy. Superannuation TPD claims often have different tax implications compared to other personal injury compensation claims, so it’s vital to seek expert financial and legal advice to fully understand the tax obligations related to your claim.

How do you prove a total and permanent disability?

Proving total and permanent disability typically requires extensive medical documentation. This can include doctor’s reports, specialist assessments, medical imaging, and evidence that shows you are unable to return to your previous employment. Our team in Newcastle will assist in gathering all the necessary evidence and managing communications with medical professionals to strengthen your case.

How long does it take for a TPD claim to be approved?

The time it takes for a TPD claim to be approved varies, but it typically ranges from a few months to a year. Factors that influence this include the complexity of your case, the insurer’s processes, and the availability of necessary medical evidence. At our Newcastle office, we aim to ensure your claim is handled efficiently while managing the full process on your behalf to ensure the best possible outcome.

Can I submit multiple claims for TPD and income protection insurance?

Yes, you can submit multiple claims for TPD and income protection insurance if you hold policies with different superannuation funds or personal insurers. Each policy may provide separate benefits, so it’s important to review the terms and seek expert legal advice to ensure you maximise your compensation.

If you need help with a TPD or personal injury claim, please get in touch with our Newcastle TPD lawyers today.